Subscription Terms and Conditions Overview

These terms explain your rights and obligations when subscribing to our financial planning service. Please read them carefully before subscribing.

September 8, 2025

Acceptance of Terms

By purchasing a subscription, you agree to these terms, our privacy policy, and all applicable laws. If you do not agree, please do not use our service.

Definitions

The following definitions apply to these terms:

• ‘Subscription’ refers to the ongoing monthly financial planning service we provide for a flat fee.
• ‘Client’ means the individual subscribing to our service for personal or business financial planning.
• ‘Planner’ refers to the qualified professional delivering planning advice within the subscription.
• ‘Agreement’ means these terms and any referenced policies.

Service Usage and Availability

Our service is available to individuals and businesses in the UK. We reserve the right to deny or terminate service for non-compliance or misuse.

Eligibility

To subscribe, you must be at least 18 years old and legally able to enter into a contract. Businesses must provide valid registration details.

Proof of eligibility may be requested during onboarding.

User Responsibilities

You agree to provide accurate information and use our service as intended.

• Keep your contact details up to date and notify us of changes.
• Pay your subscription on time to maintain uninterrupted service.
• Use the service for lawful purposes only and respect our team and other users.
• Do not share confidential information about the service without permission.

Prohibited Uses

The following activities are not allowed:

• Misrepresenting your identity or eligibility for the subscription.
• Attempting to access or use the service for unlawful purposes.
• Transmitting viruses, malware, or harmful code through our site.
• Copying, distributing, or exploiting our content without permission.
• Using the service to harass, abuse, or harm others, including our staff.

Intellectual Property Rights

All content, materials, and service features on this site are owned by us or our licensors. You may not reproduce, distribute, or use them without written consent. Use of our name, logo, or branding requires permission.

User Content

If you provide feedback or content, you grant us a licence to use it for service improvement. We are not responsible for content shared by users.

Privacy and Data Protection

We handle your personal data in accordance with our privacy policy and UK law. Please review how we collect, use, and protect your information. See privacy policy

Disclaimer and Limitation of Liability

Our service is provided as described, with no guarantee of specific results.

Limitation of Liability

We are not responsible for indirect or incidental damages. Your use of the service is at your own risk, and all liability is limited by law.

Indemnification

You agree to indemnify us against claims, damages, or losses arising from your use of the service or breach of these terms.

Dispute Resolution and Governing Law

All disputes will be resolved under UK law. We encourage informal resolution before formal proceedings.

Applicable Law and Jurisdiction

UK laws apply to all contracts and claims under these terms.

Termination

You may cancel your subscription at any time. We may suspend or terminate accounts for non-payment or misuse.

Changes to Terms

We may update these terms. Continued use of the service means you accept any changes.

Severability

If any part of these terms is invalid, the rest remains in effect.

Entire Agreement

These terms and referenced policies form the entire agreement between you and us.

Contact for Terms Questions

If you have questions about these terms, please use the contact information provided below.